(562) 644-3036
Kumar Insurance Services
(562) 644-3036
Patriot International Lite Group- Travel Health Insurance
Please use this high-level information as a guide only and do not make decisions solely based on this comparison. If you have any concerns, doubts or questions, please call us for further details.It is not possible to represent all details of information in a concise manner. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.
All the amounts are in U.S. dollars.
Routine physicals and exams (wellness, vision, eyeglasses, dental etc.) are not covered in any of the group travel medical insurance plans.
General
Medical - Outpatient
至最高保额
紧急护理:免赔额免除,$25共付额;$0 自付额无需支付。
无需预约门诊:免赔额免除,$15共付额,$0自付额无需支付。
至最高保额
至最高保额或$250,000最高限额，以较低者为准；每个处方90天用量。
至最高保额
至最高保额
至最高保额
主刀医生费用的20%，不包括旁站医生。
至最高保额
-
至最高保额
Medical - Inpatient
至最高保额, 普通双人病房且包括护理服务。
至最高保额
至最高保额
至最高保额
主刀医生费用的20%，不包括旁站医生。
至最高保额
至最高保额
Medical - Other Treatement And Services
Dental
Travel
Life
$50,000
每位孩子 $25,000 , 每位成人$100,000, 每个家庭最高 $250,000。
Other
包括
附带: 连续承保30天后保障14天。
每夜$250,最多10夜
$500
每天$250,最多住宿5天。
$50,000
包括
Plan Features
保险生效前, 全额退款。
保险生效后, 只要无任何理赔记录可按比例退款并减去$50取消费。
最少5天至最多2年
$0
$0
个人责任: $25,000.
病房探视:$1,500.
政乱转移及送返: $100,000.
自然灾害转移: $25,000.
宠物送返: $1,000.
可选：Teladoc保障
电子邮件
年度
$0 Up to 110
$100 Up to 110
$250 Up to 110
$500 Up to 110
$1,000 Up to 110
$2,500 Up to 110
终身最高保额
$10,000 80-110
$50,000 Up to 79
$100,000 Up to 69
$500,000 Up to 64
$1,000,000 Up to 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
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- For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
- Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
- Coverages shown are per person unless noted otherwise.
- The dash (-) in the fields above means Not Applicable (N/A).